Howard Nowell Life Planning Ltd provides educational financial services. Under the Financial Services and Markets Act 2000 and the FCA Handbook (PERG 8.26.2), this type of activity does not require FCA regulation.

Our services are instead governed by general UK consumer law, including:

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• Consumer Protection from Unfair Trading Regulations 2008

• Consumer Protection (Amendment) Regulations 2014

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We are overseen by the Competition and Markets Authority (CMA).

Clients are protected under consumer protection legislation, including rights of private action.

For full details, please see our Terms & Conditions or contact us.

Howard Nowell Life Planning Ltd
Registered in England & Wales No. 14772872
Registered Office: 68 Hillcrest Gardens, Esher, KT10 0BX