

At Howard Nowell Life Planning, we believe your biggest asset isn’t your savings or your salary — it’s you.
Our philosophy is simple: when you align your purpose, wellbeing, and finances, you unlock the freedom to live your best life.
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Everything we do is built around that principle.
Imagine your best life and take the first steps toward it today
Our Mission
Our mission is to equip people with the knowledge and tools they need to shape their own future. We help you build a strong foundation of financial wellbeing — the bedrock on which physical, emotional, mental, and spiritual wellbeing can flourish.
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Too often, people postpone the life they truly want to live. Financial uncertainty, lack of clarity, or poor advice can hold back life-changing decisions. We’re here to change that.
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Through The Activation Game Plan™, we offer a practical framework that connects your personal aspirations, values, and finances.
It’s not just about money management — it’s about life management with purpose.
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Our approach supports the United Nations Sustainable Development Goal #1: End Poverty, by promoting financial literacy, independence, and empowerment for everyone.
Our approach is structured yet flexible
How We Operate
A 12-week journey that blends life planning, financial literacy, and action coaching.
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Step 1: Plan Your Life
We help you uncover your “why” through guided exercises and the Significant Stories System™. You’ll define your life goals, purpose statement, and what success truly means to you.
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Step 2: Plan Your Means
We capture your financial picture and identify opportunities for growth, savings, and entrepreneurial exploration — building a lifestyle financial plan that supports your ideal future.
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Step 3: Execute with Confidence
We help you clear the decks — mentally, emotionally, and financially — so you can move forward with focus.
You’ll leave with your personalised Activation Game Plan Report, ready to live it out.
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Everything is delivered in small group or one-to-one sessions, with supportive materials, ongoing check-ins, and 12 months of follow-up support.

Howard Nowell has spent over 30 years in the financial services industry, leading teams and advising clients at global firms including KPMG, UBS, and BlackRock.
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His career has spanned sales management, consultant relations, and strategic advisory roles, giving him deep insight into how people make financial — and life — decisions.
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Howard is a Chartered Insurance Institute–qualified Financial Adviser and a member of the Pension Management Institute.
After decades in corporate leadership, he decided to focus on what he values most — helping others design their best life through a human, practical, and educational approach to financial wellbeing.

