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Howard Nowell Life Planning Ltd provides "educational financial services", which the Financial Conduct Authority (FCA) Handbook PERG 8.26.2 and Section 22 of the Financial Services and Markets Act 2000 state does not require FCA regulation. These educational financial services fall under the jurisdiction of general consumer laws in the UK, including the Consumer Protection from Unfair Trading Regulations 2008 and the Consumer Protection (Amendment) Regulations 2014. The Competition and Markets Authority oversee us. Clients of Howard Nowell Life Planning Ltd are protected by consumer protection regulations, granting them a private right of action not available to clients of FCA-regulated firms. For additional information see our terms and conditions. Please feel free to contact us. Howard Nowell Life Planning Ltd is registered in England & Wales under company number 14772872, registered office address 68 Hillcrest Gardens, Esher, England, KT10 0BX.

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